Payment & Fintech
Fintech AI that approves faster, prevents fraud, and scales with control
Governed intelligence for origination, payments risk, collections, and growth – live in weeks
Add explainability, lineage, approvals and live risk checks into every decision so as to improve conversion losses while ensuring a clean, defensible regulator-compliant trail.
18
banks and insurers live
140
use cases
Built from the ground up for your business
Personal Lending Platforms
Approve good borrowers in minutes with transparent explanations, while reducing false declines that limit growth.
Business Lending Fintechs
Score thin‑file SMBs using alternative data, document risk decisions for committees, and keep loss ratios stable.
Mortgage
Lenders
Flag verifications and risks early in workflow; audit ready decisions that withstand underwriting reviews.
Alternative Credit Providers (incl. BNPL)
Real‑time risk assessment, lifecycle collections, and chargeback prevention with full lineage across offers, spending, and repayments.
Speed and Governance Built-In
Built for production speed without governance gaps
Faster to value
First production wins in weeks – up to 90% faster than code‑plus‑consultant stacks.
Audit‑ready
Auto‑documentation, lineage, explainability, approvals, drift/bias alerts, and examiner‑ready packs.
Connectors
Open by default – any‑framework deployment with versioning, blue/green, and safe rollbacks.
Acquisition, lifetime value, and loss
Credit Origination and Risk
Approve more qualified customers with same‑day decisions and committee‑ready documentation – thin files welcome.
Fraud and Payments Risk
Detect account opening and transaction abuse with fewer false positives and a complete decision trail.
Collections and Recovery
Lift RPC/PTP and shrink cost‑per‑contact with risk‑segmented, agentic outreach tuned to willingness and ability to pay.
Customer Growth and lifetime value
Predict response and pricing sensitivity
to drive profitable upsell, cross‑sell, and retention – without black‑box risk.
The iTuring Platform
One governed backbone across data, modeling, deployment, risk, and governance for for fintech scale
Data Accelerator
25,000+ financial and behavioral features with lineage to turn months of data work into hours – no code required.
Auto ML
4,000 competing agents produce champions with instant explainability and automated documentation per step
Model Ops
Deploy any framework (Python, R, Spark, SAS) with maker–checker, versioning, and one‑click rollback.
Model Risk
Model Governance
Central inventory, immutable trails, approvals, and examiner‑ready evidence across iTuring and third‑party models.
Digital Collections - recover more, spend less, and keep customers
Segment by risk and responsiveness, adapt content and channel in real time, and keep every promise‑to‑pay traceable from strategy to settlement.
Lift right‑party contact and promise fulfillment
Reduce cost‑per‑contact with agentic outreach
Preserve end‑to‑end governance across repayments
Governance that scales with growth and scrutiny
What reviewers receive
Immutable lineage, per‑decision explanations, maker–checker trails, approval history, model inventory, and exportable evidence packs.
What leaders gain
Policy‑driven alerts for drift and bias; push‑button retrain or rollback to keep performance and compliance aligned.
Committee‑ready documentation
Portfolio‑level visibility across models
Governance policy aligned change control
Our Complete Workflow
From data to defended decisions
Data in
Connect apps, payments, bureaus, alt‑data, lakes, and streams; reuse features with lineage across funnels and products.
Build/validate
AutoAI runs champion–challenger, logs explainability and documentation per step, and prepares approval packs.
Deploy/monitor
Any framework to production with blue/green, versioning, 60+ live‑risk checks, and portfolio dashboards for model risk.
Frequently Asked Questions
Can we govern models built outside iTuring?
Yes – govern iTuring and non‑iTuring models with the same approvals, inventory, and evidence exports.
How fast to first value?
First value is typically within two weeks, with documented outcomes visible by 30–60 days depending on scope and data access.
Do you support real‑time APIs at decision time?
Yes – low‑latency scoring and decisioning with versioned endpoints, blue/green, and rollback.
What audit evidence is produced?
Step‑level documentation, per‑decision explanations, approvals, version history, lineage, and exportable exam packs.
