Growth & Retention
Grow balances. Keep loyal customers. Defend today’s book.
Predictive and agentic AI that accelerates Net New Money, multiplies cross-sell, and reduces churn
iTuring AI growth and retention identifies the right segment for every product, targets messaging and price at a market of one, and provides evidence-backed forecasts to win new capital, defend share, and keep policyholders active.
18
banks and insurers live
140
Use Cases
Measurable gains in deposits, balances, lifetime value
$45M+
new capital delivered in 90 days
1.9x
reduction in collection operations costs
29%
reduction in churn and lapse
Growth fails when targets are wrong, churn is invisible until too late.
Broad campaigns waste spend on fence-sitters and miss high potential customers. Retention programs are reactive, not predictive. iTuring uses predictive intelligence and autonomous outreach to produce documented growth and measurable retention gains
From scattered data to proven results in three steps
Pinpoint
Data Accelerator identifies high-value segments using 25,000 pre-built features - deposits, cross-sell potential, and churn risk - in real time, not retrospectively.
Predict
AutoML trains champion models using competing algorithms and hyperparameter optimization to forecast deposit growth, product uptake, and retention. Deploy with A/B testing and complete explainability.
Personalize
AI generates customer-specific offers and timing. Platform captures every outcome - uplift, retention, loss prevention - with audit-ready documentation for examiners.
Documented proof of growth and risk controls
Immutable records of every model, campaign, and result
Full lineage for data, features, and models
Regulatory evidence packs for NNM, upsell, and retention campaigns
How leading institutions grow faster and lose less
NNM Propensity
Precision targeting for campaigns generates $45M+ new deposits in 90 days with clear OOT validation.
Cross-Sell Uplift
Next-best product and pricing lift sales up to1.9x compared to standard campaigns.
Churn Defense
Lapse reduction programs for insurance and banking with agentic outreach and 29% fewer losses.
Growth intelligence that fits anywhere
Integrates with core banking, product, and CRM platforms for banks, insurers, fintech; unlocks cross-sell and upsell for digital, branch, and agent.
Plug into campaign and CRM systems.
Low-latency scoring APIs for channels and sales.
Full uplift and retention dashboards for business and committees.
Built for marketing, product, and loyalty teams
Deposit/Balance Marketing
target, lift, and log new funds
CX/Product
double conversion and remove siloes via AI
Retention/Churn
predict and prevent losses before they occur
Risk/Gov
full audit evidence on all growth and retention motions
Grow with AI that proves its impact
Frequently Asked Questions
How is NNM uplift proven and tracked?
Documented cohort validation, model explainability, and OOT uplift; every program comes with exam-ready proof packs.
What channels does agentic AI cover?
All digital, branch, and agent channels for new funds, cross-sell, and retention outreach.Up to 60% reduction in collection costs and manual agent time, with 10x ROI delivered in 4 months.
What does it take to get live?
Integrate via our accelerator: most teams see uplift and full dashboards inside four weeks.
How is compliance maintained?
Full auditing lineage, model governance, and regulatory evidence are part of every campaign and offer.
